FRLN77: Longevity Secrets, Millionaire Mindset, Betting On Yourself
Just got out of the Pacific Ocean…
It was cold AF but I feel alive as hell!
That’s something to remember when building your Fit Rich Life:
When you move toward discomfort… whether it’s a freezing plunge, a new challenge, or a bold life decision… you tap into something ancient and electric inside you.
That’s why…
If you take this wisdom into each and everything you do this week…
I guarantee it will help you:
Live longer and feel younger with the sport that's secretly saving lives.
Build unshakable financial confidence (even if you feel lost with money).
Reignite your belief in what’s possible by betting on yourself.
Let’s dive in…
Fit — The Sport That Saves Lives
When I tell people I’m addicted to pickleball, they laugh.
Until they see how damn happy and energized I am.
But here’s something you might not know…
Pickleball (and other racquet sports) aren’t just fun… they’re one of the most powerful predictors of living a longer, healthier life. That’s right… a massive study published in the British Journal of Sports Medicine followed over 80,000 adults for nearly a decade and found that:
People who played racquet sports had a 47% lower risk of death from any cause compared to people who didn’t play racquet sports.
But that’s not all…
They also had the strongest cardiovascular protection of any activity studied (even more than swimming, cycling, or jogging).
Here’s why racquet sports like pickleball, tennis, and badminton might be the secret sauce:
Social Interaction— One of the most underrated health factors.
Hand-Eye Coordination — Keeps your brain and reflexes sharp.
Full-Body Movement — You lunge, twist, sprint, and move (but it never feels like a chore).
Interval Intensity — Short bursts of speed, followed by recovery, mimic the benefits of HIIT.
But most importantly?
It’s fun AF.
I don’t play pickleball because I “have to stay fit.” I play because I love it. And that’s why it works. And if you want to stay lean, sharp, and happy into your 40s, 50s, 60s, and beyond…
And solo workouts alone aren’t keeping you excited…
Re-ignite your passion with a racquet sport that keeps you coming back.
Rich — Drowning in Debt to a Millionaire Mindset
It used to seem like no matter how much money I made… I was always broke.
Paycheck?... Gone.
Savings?... Non-existent.
Credit cards?... Beyond maxed.
I wasn’t just spending everything I earned. I was spending more than that. But then I stumbled across a simple but world-shifting idea.
And most people think they know what this is, but in reality they don’t.
And so they hear about it, and go, “Oh yeah, yeah, I’ll get to that one day… somehow…” but then continue about their lives, ignoring the cold hard truth (they’re living paycheck-to-paycheck with no end in sight).
So I urge you to stop for a moment, and take a look at what this really is…
Financial Independence
What does that mean to you?
What might your day-to-day life look like if you actually achieved financial independence?
Do you know what that might look like for you?
Because here’s what it really means…
The true meaning of financial independence is that your existing assets (your money, your investments, your cash-flowing properties or businesses…) it means all those things produce enough money to cover your lifestyle costs for the rest of your life, and all work becomes completely…
OPTIONAL!
It means you can do whatever you want, whenever you want, with whoever you want, and no one can tell you otherwise (and if you ask me, that’s a big heck yeah).
That way you can...
Retire early.
Take a 1-3 year sabbatical.
Fully commit to your passion project.
And finally starting living your life on your own terms.
And soon as I realized that not only was it possible, but it’s actually mathematically inevitable in just a matter of years if you do it right…
I became obsessed.
I spent 10,000+ hours reading, studying, learning, getting mentored, and more. I built a meetup group, I expanded my network, and everything in my life started changing around me. So fast, that sometimes it all feels unreal.
But it’s real.
In less than 3 years I'd gone from -$80K in debt to becoming a Millionaire.
And here’s what most people don’t realize:
When you understand how money really works, and what your actual freedom number is…
You don’t have to worry about the economy.
You don’t have to obsess over other countries going to war.
You don’t have to change your spending habits when prices go up.
You just keep following the plan.
Your life doesn’t have to change.
And most importantly, you gain a newfound sense of confidence that you probably never thought was possible.
That’s the power of knowledge:
It transforms fear into freedom.
And while most people are still living paycheck-to-paycheck (whether they make $50K or $500K a year) are feeling unsafe and unsure about their future.
For you, that ends the moment you see the path.
That’s why I’m creating my course:
Investing Mastery: Your Path to Millionaire.
To help you gain the clarity and confidence you need right now, instead of waiting until some day in the future to feel free.
We’re putting the finishing touches on it this month.
But in the meantime, I’d love your help.
Just reply to this newsletter with an email and tell me:
What’s the biggest question you have about investing or becoming financially free?
I’ll read every reply personally.
Life — Bet on Yourself (Even If You’re Scared)
Here’s the truth:
I could take a sales job tomorrow and make $500K a year.
Easy.
But you know what?
I’m not going to.
Because the richest life isn’t the one with the biggest paycheck. It’s the one where you wake up every day excited to be you.
That’s why I’m going all in on Fit Rich Life.
Not just the brand, but the lifestyle.
That means I’m betting on myself.
I’m building my business. Partnering with amazing people. Creating offers that help people become their best selves.
And yeah… I’m actually nervous about whether or not it’s all going to work out or not.
But here’s what I know:
Betting on yourself means having the courage to act when you’re scared.
It means taking daily imperfect action from a place of trust, faith, and abundance.
That’s how I built the body I wanted.
That’s how I reached financial freedom.
That’s how I’m creating my dream business today.
The path hasn’t always been smooth, but it’s always been worth it.
So if there’s something you’ve been dreaming about… something big, exciting, maybe even a little terrifying…
Take the first step this week.
Bet on you.
Action — Your Next Move
Three things to apply this week:
Grab a pickleball set and head to the court with a friend.
Reply to this email with a money or investing question (that’s been on your mind).
Do one bold thing you’ve been putting off (even if it scares you).
And if you’re serious about investing and becoming a financially independent Millionaire before traditional retirement age, just remember…
My Investing Mastery: Your Path to Millionaire Course is coming mid-July.
It’s packed with practical tools, mindset shifts, and real-life strategies to help you build real sustainable wealth whether you’re starting from scratch or just need a better plan.
We’ll be giving away a ton of valuable content for free too.
In fact, my biz partner and I got a little nervous about how much we’re giving away for free, but then we realized…
That’s the point.
We’re here to make an impact and change people’s lives. And when you make that your mission in life, it all comes back to you in the end.
So if you’re excited too — just reply drop me an email and let me know:
👉 What’s your biggest question about investing or becoming financially free?
To your health, wealth, and happiness,
— Justin David Carl
P.S. Feel free to forward this to a friend who wants to live longer, build wealth, or finally bet on themselves. (They’ll thank you for it).