Tess Waresmith: The Power of Small Changes, Limiting Beliefs Around Money, Financial Advisors, Investing, & More | FRLP 98

In this episode of the Fit Rich Life Podcast, I sit down with Tess Waresmith — accredited financial counselor and founder of Wealth with Tess. Tess shares her journey from climbing the corporate ladder to achieving financial independence and building a career centered on education, empowerment, and intentional living.

We dive into the realities of personal finance most people never learn — from the hidden downsides of certain financial advisory models to understanding fees, investment risk, and taking true ownership of your money. 

Tess breaks down how confidence, education, and experience compound over time, and how some limiting beliefs about money can hold you back from building wealth.

We also explore how her background in athletics shaped her mindset around discipline, consistency, and long-term success — in both fitness and wealth. 

This episode is packed with practical insights on money, systems, and redefining happiness for a truly Fit Rich Life.

If you’re ready to level up your life and career, this episode is for you.

Fit Rich Life Podcast Episode 98 with Tess Waresmith is available on Spotify, Apple, YouTube, and wherever you enjoy your podcast entertainment.

Connect with Tess Waresmith:

Tess’s Free Investing Guide: http://www.moneyconfidentclub.com/savvy 

Website: www.wealthwithtess.com

Instagram: https://www.instagram.com/wealthwithtess/ 

Get my FREE 29-Page Financially Fit Money Guide

In this episode:

[00:00–01:12] Financial Security Foundations — Saving Money & Meeting Tess Waresmith

[01:13–09:26] An Unconventional Path — Early Career Moves, Real Estate Lessons & Taking Smart Risks

[09:27–29:36] The Financial Advisory World — Good, Bad & Ugly Models + Taking Control of Your Finances

[29:37–52:34] Money Mindset — Childhood Influences, Limiting Beliefs & Understanding Advisor Fees

[52:35–56:22] Owning Your Investments — Confidence, Experience & Breaking Up with Your Advisor

[56:23–01:11:20] Leaving Corporate — Financial Independence, Career Shifts & Consistency in Fitness and Wealth

[01:11:21–01:39:18] Systems, Happiness & Long-Term Fulfillment — Final Lessons & Reflections

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SHOW SPONSORS:

I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I’m looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.

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