FRLN71: The Success Snowball (Why The Rich Get Richer + How to Join Them)
Fit Rich Life
Newsletter #71
Tips, Tools & Strategies for your Fitness, Money & Life
Newsletter Archive
Why the rich get richer.
(and how you can join them)
12 years ago, I hit rock bottom:
$80,000 in debt (collections agencies calling)
Living paycheck to paycheck (in a job I hated)
6 years behind on taxes (IRS chasing me)
30lbs of extra body fat (frustrated with my body)
Fast forward to now (March 2025):
Escaped the 9-5 to work part-time on my passions
$3.1M+ net worth (added $533K in 2024 alone)
8-10% body fat year-round for 10 years in a row
15K+ followers on Threads (started at 1.8K)
What changed?
I utilized the Success Snowball—also known as the "rich-get-richer" effect that fuels exponential growth.
The Success Snowball: Small Wins + Consistency
When you stack small wins consistently over time, they compound into unstoppable momentum.
Money: Invest it → it grows → grows faster
Fitness: Get fit → easier to stay fit
Gain followers → reach more people → gain even more
Just like a snowball rolling downhill picks up more snow and momentum, success builds on itself when you focus on high-leverage habits and keep stacking wins.
How I Started (and How You Can Too)
I had no savings, no plan, and no confidence. But I focused on fixing one thing at a time:
Hired a fitness coach → learned to track my nutrition & workouts
Having a coach kept me accountable to tracking nutrition & workouts
Each week, I got better at dialing in my nutrition to achieve my fitness goals
I followed a structured workout plan (instead of randomly working out)
This led to the body fat dropping off (30lbs in 6 months)
Once I got my fitness on track, I applied a similar approach to my money:
Hired an accountant → started cleaning up my taxes (this led to...)
Self-educating on money → started tracking my money (this led to...)
Freeing up cash to crush my debt & start investing
This led me to become debt-free and go on to become a millionaire
Last year, I decided to see what would happen if I applied the same strategy to growing on Threads:
Started posting daily on Threads in June 2024
This led me to begin studying copywriting, storytelling, & social media growth through courses
Through repetition & putting what I was learning into action, I started gaining more followers. Growth was slow at first, but over the weeks and months, the rate of growth increased with consistent effort.
Each small action created momentum for the next.
The key is to start small, but start NOW.
Imperfect (consistent) action will get you infinitely further than waiting to figure out how to take the perfect next step.
Focus on High-Leverage Habits
Some habits create ripple effects across your entire life:
Tracking Nutrition: 80% of fitness is diet—this alone helped me drop fat
Money Tracking: Wealth grows when you measure & manage your finances
Content Creation: Opens doors to income, opportunities, and influence
Master one habit. Then, stack another.
Over time, they act as a force multiplier for success.
Success Compounds Over Time
But only if you start and stay consistent.
I didn't grow up rich. I was on the free-lunch program at school (very low-income family).
I struggled with my weight from elementary school until my early 30s.
$533K in 2024 wasn’t luck—it came from a decade of smart money moves.
8-10% body fat year-round? 10 years of tracking my nutrition.
15K+ followers on Threads?
Posting daily for 8 months without missing a single day and studying copywriting & social media growth every week.
How to Start Your Success Snowball Today
1. Write down one goal (health, wealth, or growth)
2. Take one small (imperfect) action today to build momentum
3. Stay consistent (get accountability if needed)
4. Celebrate every small win to keep the snowball rolling
The sooner you start, the sooner you see results.
- Justin David Carl
Whenever you're ready, here is how I can help you:
I have a new course on how to manage your finances and start investing to build towards financial independence so you can live life on your own terms.
Investing Mastery: Your Path to Millionaire Course (on sale for $99).
I plan to increase the price of the course to $500+ soon.
Get it now before the price goes up.